Wind Mitigation Roofing in South Florida — Qualify for Insurance Discounts, Protect Your Home
Florida law requires insurers to offer wind mitigation discounts — but only for homes with qualifying roof systems. Roofing Network installs wind mitigation-compliant roofing across South Florida and provides the OIR-B1-1802 inspection report your insurance company requires. Free inspection.
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Install Time
1–3 Days (with re-roof)
Warranty
OIR Report Included
Includes
Insurance Savings Roofing
The Roof Upgrade That Pays for Itself in South Florida
Wind mitigation roofing in South Florida is one of the most financially impactful upgrades a homeowner can make. Florida Statute 627.0629 requires insurance companies to offer premium discounts for homes with specific wind-resistant roof features — and in South Florida's insurance market, those discounts often range from $500 to $2,500+ per year. A qualifying roof installation can recover its cost through insurance savings within a few years, on top of the hurricane protection it provides.
The OIR-B1-1802 Wind Mitigation Inspection Form — completed by a licensed inspector — documents your roof's qualifying features and is submitted to your insurance company to unlock the discount. Roofing Network installs the features that qualify for the maximum available credits: the right roof deck attachment (8d ring-shank nails at 6"/6" pattern), the correct roof-to-wall connection (single wraps, double wraps, clips, or anchors), and Florida Building Code-approved roofing materials. We complete the OIR-B1-1802 form at every re-roofing project at no additional charge.
Key Benefits
• OIR-B1-1802 Report Included: We complete the Florida wind mitigation inspection report at every re-roof project — at no additional charge. This is the document your insurance company requires to apply the discount.
• Maximum Credit Installation: We install to the nailing pattern and attachment method that qualifies for the highest available insurance credits — not the minimum required by code.
• Free Insurance Savings Review: Not sure what credits your current roof qualifies for? We perform a free assessment and tell you exactly what your current roof earns — and what a qualified replacement would save.
OIR Feature | Minimum (Basic Credit) | Maximum Credit Specification | Roofing Network Standard
Roof Covering | Florida Building Code approved | Florida Building Code + Miami-Dade NOA | NOA-approved products standard on all jobs
Roof Deck Attachment | 8d smooth shank @ 6"/12" | 8d ring-shank @ 6"/6" | 8d ring-shank @ 6"/6" — our default
Roof-to-Wall Connection | Toenails (lowest credit) | Double-wrap hurricane anchors | Double wraps or anchors — per framing condition
Secondary Water Resistance | None required | Self-adhering peel-and-stick underlayment | Peel-and-stick standard on all re-roofs
Roof Geometry | Gable end (lower credit) | Hip roof all sides | Architecture-dependent — gable upgrades discussed if applicable
Why Choose Us
4 Reasons Roofing Network is South Florida's Top Choice
Every Re-Roof Gets the OIR Report
01
The OIR-B1-1802 Wind Mitigation Inspection Report is completed and provided at every Roofing Network re-roofing project — at zero extra cost. Most of our competitors charge $75–$150 for this report as a separate service. We include it because it's part of doing the job right.
Install to Maximum Credit Standards
02
Florida Building Code sets minimums for roof installation. Wind mitigation credits are maximized by going beyond the minimum — specifically: 8d ring-shank nails (vs. smooth shank), 6"/6" nailing pattern (vs. 6"/12"), and secondary water barrier (peel-and-stick underlayment). We install to these specifications as standard, not as an upgrade.
Free Insurance Savings Assessment
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Not sure what your current roof qualifies for? Call us for a free wind mitigation assessment. We inspect your current roof, document what credits it already earns on the OIR form, and calculate what a qualified replacement would save annually — so you can make an informed decision on timing.
Adjuster & Insurance Liaison
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We can communicate directly with your insurance company or adjuster regarding the wind mitigation documentation we provide. If your insurer disputes credits based on our OIR-B1-1802 report, we'll support you with supplemental documentation and, if needed, direct communication with the reviewing inspector.
What Your Roof Needs to Maximize Wind Mitigation Credits
Florida's OIR-B1-1802 form evaluates six features. Roofing Network addresses the four that are within scope of a roofing project. Below is what each feature requires and what credit level it qualifies for.
OIR Feature | Minimum (Basic Credit) | Maximum Credit Specification | Roofing Network Standard
Roof Covering | Florida Building Code approved | Florida Building Code + Miami-Dade NOA | NOA-approved products standard on all jobs
Roof Deck Attachment | 8d smooth shank @ 6"/12" | 8d ring-shank @ 6"/6" | 8d ring-shank @ 6"/6" — our default
Roof-to-Wall Connection | Toenails (lowest credit) | Double-wrap hurricane anchors | Double wraps or anchors — per framing condition
Secondary Water Resistance | None required | Self-adhering peel-and-stick underlayment | Peel-and-stick standard on all re-roofs
Roof Geometry | Gable end (lower credit) | Hip roof all sides | Architecture-dependent — gable upgrades discussed if applicable
Included with every Roofing Network re-roofing project
Wind mitigation-optimized installation is Roofing Network's standard — not an upgrade. The OIR-B1-1802 form is provided at no charge with every re-roof. The only cost is the roofing project itself, which is priced per the selected system. Free wind mitigation assessment available without any project commitment — call 954-588-8734.
License Number
CCC1329271 / CGC1517295
30+ Years in Business
South Florida Experts
Our Process
How Your Wind Mitigation Installation Works
No surprises. No handoffs to a subcontractor. The same team from quote to completion.
01
Free Wind Mitigation Assessment
We inspect your current roof for its OIR-B1-1802 qualifying features and calculate the credits your current roof earns. If you're considering a replacement, we model the annual insurance savings a qualifying installation would provide.
System Selection & Insurance Review
We recommend the roofing system that maximizes your wind mitigation credits within your budget — covering deck attachment nailing pattern, roof-to-wall connection type, roof cover type, and secondary water barrier. We explain exactly how each feature affects your OIR form credits.
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Permit & Installation
Full re-roofing installation per the wind mitigation-optimized specification. All installation steps documented for the OIR inspector — nailing pattern verification, strap and clip photos, underlayment installation. County permit and inspection included.
OIR-B1-1802 Completion
We provide the completed OIR form in the format your insurance company requires and are available to support you if the insurer has questions about the documentation. Most premium adjustments are applied at your next policy renewal — some insurers apply mid-term.
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Insurance Submission Support
We provide the completed OIR form in the format your insurance company requires and are available to support you if the insurer has questions about the documentation. Most premium adjustments are applied at your next policy renewal — some insurers apply mid-term.
FAQ
Wind Mitigation Installation— Common Questions
Everything you need to know about roofing in South Florida. Can't find your answer? Call us directly.
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